Personal Savings Account In Ireland
If you want to open a personal savings account in Ireland, there are various options available to you.
Demand Deposit Account
The important features of this type of personal savings account in Ireland can be listed as follows.
- The demand deposit account is suitable for short term, lump sum or regular savings.
- You can lodge as little or as much as you like to the account.
- You can lodge money in any branch or by standing order at any time.
- You can also withdraw your money as often as you like using your 365 cash card.
- You can also transfer your money into or out of your demand account using 365 phone or 365 online.
- The rate of interest for this type of account is variable and increases as the money in your account grows.
Reserve Deposit Account
Apart from the above features, other important features of this type of personal savings account in Ireland can be listed as follows.
- You get the flexibility to withdraw your money once a month, without notice.
- Smart save
- The important features of this type of personal savings account in Ireland can be listed as follows.
- This is suitable for short-term regular savers.
- As soon as you open your Smart Save account, you receive special holiday and shopping discount vouchers.
- If you save regularly, your Smart Save account offers very attractive rewards.
- The rate of interest is competitive and variable.
- You can withdraw your money as often as you like.
- You get the Flexibility to save a minimum of €10 weekly, €20 fortnightly or €40 per month by direct debit.
- You can save up to a maximum of €5,000 per month.
- You can Lodge up to €5,000 as a lump sum annually.